Rental Property Insurance
From a single unit to multiple complexes, there’s a policy here to fit your rental property needs.
Rental Property Insurance Coverage Options
Protect your investment with comprehensive coverage options:
- Dwelling Coverage: Safeguards the physical structure of your rental property against perils like fire, vandalism, and natural disasters.
- Personal Property Coverage: Covers appliances, furniture, and other personal property within the rental unit.
- Liability Coverage: Provides protection if a tenant or visitor is injured on your property and files a lawsuit.
- Loss of Rents Coverage: Offers reimbursement for lost rental income if your property becomes uninhabitable due to a covered loss.
- Equipment Breakdown Coverage: Covers repair or replacement of appliances and equipment due to mechanical breakdowns.
- Water and Sewer Backup: Provides coverage for damage caused by water or sewage backup.
- Ordinance or Law Coverage: Covers the cost of upgrading your property to current building codes after a covered loss.
- Refrigerated Food Spoilage: Covers the cost of spoiled food due to power outages or equipment failure.
Available Discounts
Save on your premium with these discounts:
Multi-Policy Discount
Up to 30% discount when you bundle your auto and property policies.
New Dwelling Discount
Age-based discounts are available; ask your local agent for details.
Tenant Liability Discount
Discount applies if tenants provide liability and personal property coverage.
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